Unlike basic home insurance policies or commercial business policies, farm insurance coverage helps protect you with the unique insurance coverage that you require as a farmer. By covering the various aspects of having your dwelling at your place of business, farm insurance provides you with a blend of business insurance and homeowner’s insurance to keep you protected from all angles. But what should you expect from your farm insurance policy?
1) Coverage for your dwelling
Much like standard home insurance coverage your farm insurance keeps your home protected from the various risks that you face as a homeowner. With coverage that ranges from natural disasters to accidents, theft and more, farm insurance aims to keep you safe against the risks that you face as a homeowner as well as a farm owner.
Not only is this form of coverage important but it may be required if you are taking out a loan for your ranch or farm. Coverage for your dwelling is one of the most important forms of farm insurance coverage to keep you and your loved ones safe.
2) Coverage for your crops or agriculture
No other form of insurance coverage keeps your crops and livestock insured. Depending on your policy and previous agreements your farm insurance may cover the costs associated with losing a big crop or the injury/death of your livestock.
Losing your livestock or crops can mean losing your income. Farm Insurance provides the right kind of coverage that you need for your ranch while protecting your livelihood and providing you with the backup you need in the event of an unexpected circumstance that compromises your farm.
3) Coverage for your equipment
If your equipment is damaged or you’ve experienced an unexpected accident it not only is extremely inconvenient but it can stunt your productivity and even lose your money.
Equipment coverage for your plows, tractors or other farm equipment helps to keep your farm equipment safe from the many risks that it faces. From everyday wear and tear or broken and damaged pieces, your equipment coverage ensures that your equipment weathers the storm and stays in tip-top shape so you can get back to running your farm hassle-free.
If you’re a farmer living in Devils Lake ND, Hillsboro ND, Jamestown, Valley City, West Fargo or surrounding areas then you contact Walsh Country Mutual Insurance Company to chat with a skilled agent about the farm insurance coverage that you require. Call today to get a quote and start protecting your farm or ranch.